Armed Forces Pension

Free UK Calculator

Armed Forces Pension Calculator UK

Calculate your Armed Forces Pension entitlement and resettlement benefits.

Free, accurate calculator for military personnel.

Armed Forces Pension Calculator

Calculate your AFPS pension entitlement. Support for AFPS 2015, AFPS 2005, and AFPS 1975 schemes:

Enter Your Details

£

22+ years eligible for early release

Your scheme determines accrual rate

Early Release Benefits

Eligible

Annual Pension

£12,833.33

Based on service and scheme

Monthly Pension

£1,069.44

per month

Resettlement Grant

£30,800

On early release

Total Lump Sum Available

£69,300

Pension + resettlement

✓ Early Release Eligible

With 22 years of service, you qualify for early release with a resettlement grant of £30,800.

Disclaimer: This calculator provides estimates based on standard Armed Forces pension rules. For official pension information, contact the Armed Forces Pension Scheme administrator.

About Armed Forces Pensions

AFPS 2015

  • Accrual: 1/60th per year
  • Eligible Age: 65+
  • Early Release: 22+ years
  • Resettlement: Yes (with early release)

AFPS 2005 & 1975

  • Accrual: 1/60th (2005) or 1/75th (1975)
  • Eligible Age: 55+ (scheme dependent)
  • Early Release: 22+ years
  • Resettlement: Yes (with early release)

Key Benefits

  • Tax-Free Lump Sum: 3x annual pension
  • Resettlement Grant: For 22+ years service
  • Family Benefits: Survivor pension included
  • Inflation Link: CPI increases

Early Release

  • Eligibility: 22+ years service
  • Resettlement: Proportional to service
  • Lump Sum: Pension + resettlement grant
  • Annual Pension: For life

Frequently Asked Questions

When can I access my Armed Forces Pension?
Access age depends on your scheme (55+ for older schemes, 65+ for AFPS 2015). However, if you have 22+ years of service, you can access early with a resettlement grant.
What is the resettlement grant?
The resettlement grant is available if you have 22+ years of service and take early release. It's a lump sum payment to help with transition to civilian life, calculated based on your service length.
Can I take a lump sum?
Yes! You can take a tax-free lump sum of 3x your annual pension when you retire. If you have early release, you also get the resettlement grant as an additional lump sum.
Which scheme am I in?
AFPS 2015 is for those who joined from April 2015. AFPS 2005 is for members between 1997-2015. AFPS 1975 is for those who joined before 1997. Check your pension statement for confirmation.